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September is National Preparedness Month

County participating in nationwide campaign to help residents prepare for emergencies

Broward County is participating in a national awareness campaign throughout September to increase resident and community preparedness for all potential emergencies.

The annual event sponsored by the Federal Emergency Management Agency (FEMA), encourages everyone to “Don’t Wait. Communicate. Make Your Emergency Plan Today.” Residents and businesses should be informed and turn awareness into action by having an emergency preparedness family plan and stocking an emergency supply kit.

September is the most active month for hurricane activity in South Florida and residents are encouraged to take a few simple steps to get prepared, if they have not already done so:

– Know if you live in an evacuation zone
– Prepare a family/business emergency plan that includes your pets
– Assemble an emergency supply kit – enough to last 72 hours per person
– Stay informed about potential hazards and local emergency plans

US hopes to strengthen energy initiative in the Caribbean

Minister with responsibility for energy, Darcy Boyce.

The United States says it hopes to strengthen plans for a Caribbean Energy Security Initiative when regional policy makers meet in Miami next month.

United States’ Deputy Assistant Secretary for Energy Robin Dunnigan met with the minister with responsibility for energy, Darcy Boyce, last Tuesday to discuss the issue.

Dunnigan said that the United States was placing a great deal of emphasis on the Caribbean Energy Security Initiative and now had two programmes in place to push this initiative, including a US$20 million financing facility to support investment in clean energy projects in the region.

She said that a team headed by the Overseas Private Investment Corporation (OPIC) had been mandated to identify clean energy projects for support and that two wind energy projects in Jamaica were receiving support.

Boyce welcomed the assistance being offered to the region by the United States, noting that there were several areas in which Barbados could benefit from technical expertise in renewable energy and energy efficiency.

He said that in addition to the projects already ongoing, he was hoping to see a pilot ocean thermal energy conversion plant established, to make use of the sea which surrounded the island both for water and energy production.

The energy minister said that Barbados would also be interested in obtaining help in making the island’s hotel plant as energy efficient as possible.

He told the US official there is a “confluence of things happening” in the Caribbean which would drive the energy security process forward.

US under pressure to accept more Syrian refugees

As the world watched drowned refugees wash up on Europe’s beaches, the United States is also under pressure to do more to help the desperate victims of Syria’s civil war.

Since fighting erupted in 2011 the UN High Commissioner for Refugees has recommended 17,000 Syrians for resettlement in the United States. By the end of this month, it will have accepted around 1,800.

Traditionally, the United States has led the world in accepting and resettling large numbers of those fleeing persecution, but refugee advocates warn it has fallen behind on Syria.

Washington has promised to do more if it can, but Syrian refugees — even those screened and approved by the UNHCR in crowded camps — are subject to stringent, and lengthy, US security checks.

Larry Yungk, senior resettlement officer with UNHCR, said the United States was working hard to interview and process Syrian refugees but the resettlement process is not fast.

“In recent years additional security measures mean resettlement that once took nine to 12 months, now typically takes 18 months or longer,” he told AFP.

“Waiting for months or years for resettlement is difficult for refugees, especially families living in difficult and often dangerous conditions.”

David Miliband, president of the International Rescue Committee, also paid tribute to the outsize role the world’s biggest economy usually plays, but pointed to a problem.

“There was a record last year of 20 million refugees around the world. Those who are resettled in richer countries are around 150,000 or so. The US takes around 70,000,” he told MSNBC, in an interview.

“But the record from Syria, I’m afraid does not amount to leadership. The United States since the Syria conflict began has taken 1,234 refugees, so more or less 250 a year.”

Guatemala voters vote for new president amid fraud scandal

An uncomfortable challenge confronted Guatemala’s presidential candidates on Sunday: trying to win the votes of a nation that has put the last elected leader in court custody.

Most are old-guard candidates picked to run before energised prosecutors backed by a mass anti-corruption movement toppled the previous administration. Many voters are so sceptical that they campaigned for the election itself to be postponed to give them a new crop of choices.

Leading in most polls with roughly 30 per cent backing is Manuel Baldizon, a wealthy 44-year-old businessman and long-time politician. His running mate is accused by prosecutors of influence trafficking, but as a candidate enjoys immunity from prosecution.

Guatemalans began heading to the polls after they opened early Sunday to also elect a vice president, members of Congress and the Central American Parliament, and local authorities for 338 municipalities nationwide.

In the presidential race, Baldizon’s most competitive rivals were television comedian Jimmy Morales, who has never held elective office, former first lady Sandra Torres and Zulia Rios, the daughter of a former dictator accused of genocide.

If none of the 14 candidates reaches 50 per cent, a run-off will be held October 25.

Jamaica’s Finance Minister heads to China for economic development seminar

Finance and Planning Minister Dr Peter Phillips

Finance and Planning Minister, Dr Peter Phillips, will lead a delegation to the People Republic of China from September 9 to 15, for the ministerial seminar on Sustainable Economic Development for Developing Countries.

Minister with responsibility for Information, Senator Sandrea Falconer, said while in China, Dr Phillips will be engaged in meetings with authorities in the Chinese Government, as well as officials in firms involved in overseas investments.

She said he will also hold discussions on existing loan agreements, possible future financing opportunities and the broader economic and financial relations between Jamaica and China.

Senator Falconer was addressing a Jamaica House press briefing at the Office of the Prime Minister’s Western Regional Office in Montego Bay on Friday.

Minister Phillips will be accompanied by Financial Secretary, Devon Rowe; Development Bank of Jamaica (DBJ) Managing Director Milverton Reynolds; Technical Advisor Helen McIntosh; and Head of the International Monetary Fund (IMF) Coordination and Implementation Unit in the Ministry Judith Green.

CDC funding helps states combat prescription drug overdose epidemic

Agency commits $20 million to advance prevention on multiple fronts

On Friday, the Centers for Disease Control and Prevention (CDC) announced the launch of Prescription Drug Overdose: Prevention for States, a new program to help states end the ongoing prescription drug overdose epidemic.

The Prevention for States program, as part of the U.S. Department of Health and Human Services’ Opioid Initiative, will make a strong investment in 16 states, giving them the resources and expertise they need to help prevent overdose deaths related to prescription opioids. The program builds upon the infrastructure of CDC’s Prevention Boost and Core Violence and Injury Prevention programs.

Through a competitive application process, CDC selected 16 states to receive funds through the program: Arizona, California, Illinois, Kentucky, Nebraska, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, Tennessee, Utah, Vermont, and Wisconsin.

“The prescription drug overdose epidemic requires a multifaceted approach, and states are key partners in our efforts on the front lines to prevent overdose deaths,” said Secretary Sylvia M. Burwell. “With this funding, states can improve their ability to track the problem, work with insurers to help providers make informed prescribing decisions, and take action to combat this epidemic.”

In FY2015, CDC is committing $20 million to launch this program in 16 states.  Over the next four years, CDC plans to give the states annual awards between $750,000 and $1 million each year, subject to the availability of funds, to advance prevention, including in these areas:

  • Enhancing prescription drug monitoring programs (PDMPs).
  • Putting prevention into action in communities nationwide and encouraging education of providers and patients about the risk of prescription drug overdose.
  • Working with health systems, insurers, and professional providers to help them make informed decisions about prescribing pain medication.
  • Responding to new and emerging drug overdose issues through innovative projects, including developing new surveillance systems or communications campaigns.

States can also use the funding to:

  • Better understand and respond to the increase in heroin overdose deaths.
  • Investigate the connection between prescription opioid abuse and heroin use.

The President’s Budget for 2016 includes a request from Secretary Burwell for the resources needed to expand CDC’s state efforts to all 50 states and launch a national program that will focus on prevention and prescription drug overdose surveillance

BCPS celebrates International Literacy Day

On September 8, 2015, Broward County Public Schools (BCPS) will join the celebration of International Literacy Day. The BCPS Literacy Department recently announced efforts to join communities around the globe as a united voice to raise awareness for millions who cannot read or write.
This year, schools will join the global celebration of International Literacy Day shining a spotlight on the importance of literacy for everyone, everywhere.

 

As part of the International Literacy Day observance, students throughout the District will participate in read-a-thons, reading challenges, cross-grade buddy reading, writing competitions and discussions on global literacy. Students will also view a short video via BECON-TV highlighting how the Philippines transformed its literacy rate and improved the lives of Filipinos of all ages.

Adopted in 1965 by the United Nations Educational, Scientific and Cultural Organization (UNESCO), International Literacy Day is observed every year on September 8, giving children and communities a chance to rediscover the joys of reading while raising awareness for those without access to education.

CNW90: Oliver Samuels and Friends in South Florida for “Divorce Papers”

For a look at some of the top stories making the news today, September 4, across your Caribbean-American community in South Florida.

North Miami Mayor Dr. Smith Joseph says he has made the chronic unemployment in the city a top priority for his term. Speaking at a recent HAHP networking seminar, Dr. Joseph confirmed that major development plans are in the pipeline that will boost job numbers.

The Miami-Dade Police in Kendall is investigating an attempted false warrant scam. The victim reported that a caller claiming to be a Detective Kent Sellers said he had a warrant for her. He demanded she pay $995 to avoid arrest, though no such warrant existed. Officials advise the public to be on the lookout for similar scams.

The ever popular Oliver Samuels and Friends are fresh in anticipation for their upcoming performances, as their new play “Divorce Papers,” premieres on Saturday in Pembroke Pines and Sunday in Coral Springs. Samuels says he’s thrilled to return to South Florida.

In sports, as South Florida gears up for Jamaica High School Alumni Soccer and Netball Tournament, returning champions Mannings alumni team manager, Dirk Brown, says they are ready to regain the crown. Teams will face off this Sunday and Monday, starting at 10 am, at the Lauderhill Sports Park.

What’s trending:

SAINT International and Jamaican model Tami Williams is the first Caribbean model selected by Calvin Klein as the brand’s face for its Fall 2015 Campaign.

For more on what’s trending, follow us on Facebook and Instagram at Caribbean National Weekly, and on Twitter at National Weekly.

 

For Today’s Weather Forecast:

Scattered Thunderstorms in Broward County with a high of 91 and a low of 75. For Miami-Dade, scattered thunderstorms with a high of 92 and a low of 74.

For more information on these and other stories, visit cnweeklynews.com.

Talk UP: The IAAF 2015 World Championships

What is your response to the performance of Caribbean athletes at this year’s World Championships? Do you think there is room for improvement as they prepare for the 2016 Olympics?

Easy to make mouth-watering appetizers

Summer may be winding down, but there are still plenty of entertaining occasions like end of summer barbecues to plan for. Instead of focusing on several sides to accompany your barbecue favorites, consider offering your guests an array of seasonal appetizers to complement your main course.

Walnut stuffed cherry tomato halves

Yield: 12 servings

Prep time: 15 minutes

Ingredients:

3/4 cup fresh arugula leaves, coarsely chopped

1/2 cup (2 ounces) coarsely chopped Fisher Walnut Halves and Pieces, toasted

1/2 cup finely grated Parmesan cheese

2 tablespoons extra-virgin olive oil

1 teaspoon balsamic vinegar

1 teaspoon grated lemon zest

1/8 teaspoon salt

36 cherry tomatoes

Directions:

Toast the walnuts by placing them in a large non-stick skillet over medium heat. Stir frequently until the walnuts turn golden – about three to five minutes.

Combine the arugula with the walnuts, cheese, olive oil, vinegar and lemon zest; set aside.

Cut the tops off the tomatoes. Use a small spoon (such as an espresso spoon), the handle of a teaspoon or a melon baller to gently remove the majority of the seeds and pulp, taking care not to pierce the skin. Season the insides lightly with salt. Fill the tomatoes with the walnut and arugula mixture. Serve at room temperature.

“For a more Italian experience, use authentic Parmigiano Reggiano cheese in this recipe,” Guarnaschelli suggests. “It’s more expensive than domestic Parmesan, but it has a wonderfully rich and nutty flavor.”

Quickie goat cheese and pecan bites

Another great make-ahead appetizer, these bites are filled with flavor and deliver the perfect combination of crunch and taste. “The freshness of the parsley and lemon zest is the perfect bridge between the goat cheese and pecans,” says Guarnaschelli.

Yield: Makes 24 servings

Prep time: 15 minutes

Ingredients:

1 pound soft goat cheese

2 teaspoons cracked black pepper

1/2 cup toasted Fisher Pecan Halves, chopped

Zest from two lemons

3 tablespoons chopped flat-leaf parsley

Directions:

Break up and mix the goat cheese with the black pepper in a medium bowl. Divide into 24 pieces of about 2 teaspoons each and roll into balls.

Combine the pecans, lemon zest and parsley in a medium bowl until well blended. Roll the goat cheese balls in the pecan mixture. Arrange on a serving platter. Refrigerate until ready to serve. Take them out 15 minutes before serving so they soften a little and drizzle with a little olive oil, if desired.

Spicy walnut and chickpea hummus

Chipotle brings smoky heat to this appetizer. While hummus is traditionally made with tahini (sesame) paste, this version uses sesame seeds and walnuts to add richness to the mixture and texture when sprinkled on top. Serve this hummus as an individual hors d’oeuvres or as a tasty dip with pita wedges.

Yield: 24 2-tablespoon servings

Prep time: 15 minutes

Ingredients:

1 cup chopped Fisher Walnuts, divided

1/4 cup olive oil

1 can (15 ounces) chickpeas, drained and rinsed

3 tablespoons fresh lemon juice

1 tablespoon sesame seeds

2 cloves garlic

1/2 teaspoon paprika

1/2 teaspoon salt

1/4 teaspoon chipotle powder or ground red pepper

1 medium red bell pepper, ribs and seeds removed, coarsely chopped, about 3/4 cup

1 tablespoon chopped parsley

Directions:

Combine 1/2 cup walnuts and olive oil in the bowl of a food processor, pulse to coarsely chop the walnuts. Add the chickpeas, lemon juice, sesame seeds, garlic, paprika, chipotle powder and salt, and process until smooth.

Transfer the spread from the food processor into a medium mixing bowl and stir in bell pepper, parsley and remaining 1/2 cup walnuts. Serve with toasted pita triangles, if desired.

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Barbados records decline in HIV infection rates

Health Minister John Boyce

The Ministry of Health in Barbados has said the annual rate of HIV infection cases is on the decline.

Health Minister John Boyce, says this is due to the expanded use of anti-retroviral therapy in the HIV treatment programme as well as steps now being taken to decentralize HIV services and offer diagnostic and treatment services outside of the HIV programme.

Addressing a Caribbean Regional Health Policy Project workshop earlier this week, welcomed the outcomes of the United States Agency for International Development (USAID) funded Health Policy Project which he said provided a country-specific road map for a coordinated response to the challenge of stigma and discrimination in health care facilities in the Caribbean.

“While medical and technological innovations such an anti-retroviral treatment can help to prolong life for persons living with HIV, there are aspects of the response which cannot be addressed in this way. Our attitudes are personal, they influence our behaviour and interactions with each other, either consciously or unconsciously,” Boyce said.

He told delegates that it was therefore necessary to have in place programmes for constant training and retraining to help health care workers to understand their own belief systems and attitudes that might influence their response to clients.

 

Jamaican supermodel makes history

Becomes first Caribbean model to be selected as face for Calvin Klein campaign

Saint International and Jamaican model Tami Williams has made history, becoming the first Caribbean model to be selected by Calvin Klein (CK) as the face of the brand for its Collection Fall 2015 Campaign.

The 17-year-old Williams now joins such names as Christy Turlington, Kate Moss, Natalia Vodionova, and more recently Lara Stone who have been made supermodels by the uber-prestigious Calvin Klein brand.

In global fashion circles the power and significance of a Calvin Klein Collections campaign to a models career is renowned and it is significant that Calvin Klein defines its Fall Collection as “our most prestigious and luxurious brand, setting the tone for elegance and modern sophistication”.

Calvin Klein has often been criticised for the lack of diversity (use of models of colour) on its runway. But for almost 10 consecutive seasons, a Saint Jamaican model has graced the runway for the highly selective brand.

Tami’ Williams’ career is managed by Saint International with international partners such as Elite Models (New York), Storm Models (London), WHY NOT (Milan), (Elite) Paris and Uno Barcelona.

Palm Beach County increases caregiver requirements

A new policy proposal from Palm Beach County Commission will make it more difficult for caregivers to be employed in private homes. If approved in October by the Commission, caregivers will need to be licensed annually by the county, with fingerprint background checks and county-issued photo IDs. They will also need to redo criminal background checks every five years.

If caregivers are found without the required license, they could face a second-degree misdemeanor with a possible 60-day jail sentence and a $500 fine.

Caregiving has long been one of the more accessible jobs for several migrant women from the Caribbean in Florida. But now, unlike the late 1980s and early 90’s when one could walk off the street and be hired, the hiring process is much more regulated. Following rules set by the Department of Health and Human Services (HHS), current caregivers are required to be certified nursing aids (CNA’s).

According to Francine Legister a HHS field compliance investigator, home care companies are already monitored closely to “ensure caregivers meet set criteria,” such as criminal records, verified certification and liability insurance.

But Loretta Percy, a former Miami who now co-owns a nursing agency in Boca Raton, and is a member of the Home Care Association of Florida says despite thee “checks and balances,” “there are the bad apples that spoil the whole bunch.”

Percy admitted that on “a few occasions” dishonest caregivers have been found stealing from the elderly, and even in some cases abusing them.

“But this is the exception, not the rule,” assured Percy. “But it’s this fear that has led the county taking these stringent measures.”

Though Percy says not all caregivers “go through the process” of registering with agencies. “Some seek employment on their own and may indeed have criminal records, but still work in private homes, and could create problems.”

Percy says while she supports integrity among caregivers, she thinks the harsh penalties are “too extreme.”

Palm Beach County is home to the largest population of seniors requiring home care, estimated at 150,000.

Fraser-Pryce takes time off for Namibia

World 100-metre champion, Shelly-Ann Fraser-Pryce has decided to take a short break from the athletics world to head to Namibia, to help athletes in the country, get to where she is.

“Two years ago, we started a programme with Namibian athletes who came to Jamaica as part of an exchange programme.

“So I had always said to them that one day I would come and visit where they are from. You can really get them to try anything in Jamaica, and I really want to go and see where they are from and take in their culture,” said Fraser-Pryce.

The World Champion will not just be doing a culture exchange though, as she believes there are differences between the countries in terms of training methods and facilities.

Bringing some of the ideas that are commonplace in Jamaica, Fraser-Pryce believes can go a far way towards getting Namibia on to the world stage.

Fraser-Pryce was speaking after winning the Zurich Diamond League 100-metre event and the Diamond League title with a 10.93 clocking.

 

Sunrise takes on Boulevard beautification project

The city of Sunrise’s Highway and Bridge Maintenance Division (HBMD) is set to install Florida-Friendly landscaping together with irrigation systems in the medians and green areas located between NW 31st Avenue and NW 24th Avenue on Sunrise Boulevard, a state-owned roadway in the Broward County Municipal Service District.

This project is part of Broward County Municipal Service District Improvements and entails installation of new landscaping in medians and green areas.

Construction is scheduled to begin Monday, September 14, 2015 and will conclude on or before December 2015, barring any unforeseen conditions or weather delays.

Frances S. Tucker Elementary wins fitness center

Frances S. Tucker Elementary

M-DCPS continues to battle childhood obesity

Frances S. Tucker Elementary School in Coconut Grove is the deserving recipient of a $100,000 Live Positively Fitness Center from the National Foundation for Governors’ Fitness Council. The school is one of three winners in the state and the only winner representing South Florida.

The 960 square-foot fitness center will feature children’s weight machines, treadmills and Xbox exercise games. The fitness center will be particularly valuable when students are unable to exercise outside.

Miami-Dade County Public Schools is a leader in battling childhood obesity by removing sugary and unhealthy snacks from vending machines, adding salad bars, offering healthy food selections on school menus and providing physical education courses in all schools.

Christ the King Catholic Church host T&T Independence celebrations

To commemorate Trinidad & Tobago’s 53rd independence, the Trinidad & Tobago Community at Christ the King Catholic Church in Perrine will be having a Thanksgiving Mass & Healing Service on September 20th and 21st respectively.

Fr. Carlyle Fortune, OP from Trinidad will be the celebrant.  In addition, Kay Pierre, Musical Director, Musician Kevin Millien and Sr. Debbie de Rosia will also be participating in the spirit-filled event.

Over the years, this event has become a significant religious experience for the Trinidad & Tobago community living in South Florida with over five hundred persons including the Caribbean Consular Corps in attendance.

Grace Jamaican Jerk Seasoning spicing things up on amazon.com

Having launched its product line on the US based shopping portal Amazon.com in July 2015, the company’s Grace Jerk Seasoning was awarded for being the “#1 New Release” in the Herbs, Spices & Seasoning Gifts category on the shopping portal.

When a product is considered a “#1 New Release” on Amazon, a graphical badge appears on the product description page. This badge is considered a great honor to have on a product listing, as it highlights the brand and brings attention to potential buyers of what Amazon considers to be a popular new product that they recommend to their customers.

While the product held the #1 release spot for two days, the effect of the nod from Amazon is still evident. As at September 3, both the mild and hot variants of the Grace Jerk Seasoning are now in the top five products in the Herbs, Spices & Seasoning Gifts category, at number 4 and number 3 respectively.

“We are thrilled with the recognition of our product on this scale! We have always been confident that Grace Jerk Seasoning, like all our Grace products, is one of high quality. To know that Amazon agrees and wants to tell the world that they should try it is just amazing for us.  We are also excited to be on the Amazon platform for the ability to bring Grace products to a wider audience and to make it easy for them to purchase online,” said Deidre Cousins, VP Business Systems, GraceKennedy Foods USA LLC.

Grace Jerk Seasonings are made in Jamaica and distributed in the US by GraceKennedy Foods USA LLC. The company was formed in 2014 when GraceKennedy acquired US based Hispanic Foods company, La Fe.

How marijuana legalization helps businesses prosper

Entrepreneurs who saw the potential could reap rewards, says co-founder of weedshop.com

Shifting attitudes about marijuana are proving to be a boon for businesses that cater to people interested in buying grinders, rolling papers and other smoke products.

“I think those of us who acted early and are already poised to take advantage of these societal changes will prosper,” says Ryan Ward, co-founder with Brian Rudderrow of Weedshop.com, an online store that promotes itself as a “smoke shop.” 

“The legalization movement is just going to grow, and with it, business is going to grow as well.”

A recent Pew Research Center survey showed that support for legalization of marijuana has increased in the U.S., with 53 percent of Americans in favor. That’s a huge difference from 1969, when Gallup first asked the question and just 12 percent favored legalization.

Perhaps even more telling, 57 percent say they would not be bothered if a store or business selling legal marijuana opened up in their neighborhood.

That would be a different business from what Ward offers, though. Weedshop.com doesn’t sell marijuana, which remains illegal in most places, but the online head shop does carry numerous smoke-related products such as water pipes, vaporizers, rolling papers and grinders.

“We cater to smokers of all types,” Ward says. “But we do see a much higher demand in states where marijuana is legal.”

He is convinced that the trends favor the legalization movement and, with that, the growth of his and other businesses. For example:

• Recent history. So far, four states – Colorado, Washington, Oregon and Alaska – and the District of Columbia have passed measures to legalize marijuana use. Another 14 states have decriminalized certain amounts of marijuana possession, and about half the states allow medical marijuana.

• Generational look. Most of the opposition to legalization comes from older Americans. The Pew survey showed that 68 percent of Millennials favor legalization. That compares to 50 percent of Baby Boomers and just 29 percent of the Silent Generation (those 70 to 87 years old.)

• The future. The movement continues to gain momentum and proponents are optimistic that more states eventually will legalize marijuana, though opposition remains. Voters in Ohio are the next to face the issue when they go to the polls in November.

Ward follows the legalization efforts with an eye toward what they might mean to his business and the overall business landscape.

“Even as you see the legalization happening, there is still a certain taboo about marijuana,” he says. “A lot of people are concerned about being seen going into a store or coming out of a store that sells these sorts of products, so the ability to be able to shop discretely online is huge right now.”

Ward honed his expertise in the world of online shopping while working at eBay. Determined to venture out on his own, Ward teamed with Rudderrow  to launch Weedshop.com after it became clear the legalization movement would create business opportunities.

“We’re excited about what we’re doing and about the ability to be able to build something that’s lasting,” Ward says. “Our goal is for everyone to see Weedshop as the Amazon for this industry.”

The importance of having a properly prepared Will and Last Testament

Scenario:

You’ve recently started thinking that you won’t be here forever, and you want to make sure your love ones are financially secure in the event of your passing. You know you should probably create a will, but you’re not sure what that even means, and moreover, you don’t know where to begin.

Well, here’s what you need to know:

If someone dies without a will in Florida, they are considered “intestate.” This means that anything they left behind will be divvied up based on the Florida statutes – in that case, the law decide who gets your stuff, and not you.

If a will is left – it will usually be honored, as long as it meets the requirements of Florida law.

So, what exactly is a will? A will is simply a document signed by the decedent (deceased) and witnesses that meets the requirements of Florida law. In that will, the decedent can name the beneficiaries who will receive the estate’s probate assets when he passes away. The decedent can also designate a personal representative, who will be responsible for administering the probate estate.

If the decedent’s will disposes of all of the decedent’s probate assets and designates a personal representative, the will controls over the default provisions of Florida law. If the decedent did not have a valid will, or if the will fails in some respect, the identities of the persons who will receive the decedent’s probate assets, and who will be selected as the personal representative of the decedent’s probate estate, will be as provided by Florida law.

Now, you may be tempted to just use a standard form to do your own will, in order to save legal cost. This is something I’ll warn you against. If you try to do it on your own, and mess it up, even by overlooking a simple legal requirement, the courts will not be sympathetic to you, or the people you tried to leave your assets to.

You should also stay away from using commercially available legal forms as this in the long run will lead to extensive attorneys’ fees down the road and even worse, it may frustrate the purposes the individual actually intended in drafting the document in the first place.

To ensure your estate planning needs are met, and that your assets will be distributed in the manner you so desire when you pass away, it is imperative that you adhere to Florida law requirements with strict compliance. If you’re in this position, and need legal assistance, give an attorney a call and have this important legal matter attended to and one of our experienced attorneys will assist you.

 

Yanique Otto is an attorney at the Otto Law Group.

Five simple yet smart money habits

There’s no denying that it can take some work to create good habits, and becoming more disciplined about your finances is no different. Yet smart money habits can add up over time to increase your bank account and help you create a more stable financial life. Consider these five tips that will help you examine how you think about and handle money to improve your financial acumen.

  1. Practice the principal of mindfulness. Mindfulness is the opposite of carelessness. It’s as simple as paying attention to your spending habits and putting the brakes on impulsive purchases. When you’re intentional with your money, you make rational decisions based on what you can afford and what you need. Strategies to help you be more mindful include creating a monthly budget, making lists before going to the grocery store and holding off on large purchases until you can really afford them.
  1. Keep tabs on your financial transactions. Be vigilant about every financial transaction, no matter how small. Even though checkout clerks use computerized registers, they can still make mistakes when entering items or making change. Whether you’re at the grocery store or the department store, watch as items are rung up to ensure you’re being charged appropriately. Check your receipts. Count your change. In the case of banking errors, what you don’t know can hurt your bottom line. Check your online bank statements daily to monitor charges and also watch for fraud, which is on the rise.
  1. Show respect for currency. When you mistreat money, you diminish its value and give yourself permission to abuse it. Whether you’re dealing with dollars or cents, take care of every penny. Don’t wad up your bills or allow change to accumulate on the bottom of your purse. Instead, store it carefully and keep track of what you have. Keep your change in a container and deposit it in the bank each month. You’ll be surprised how quickly it adds up.
  1. Play your cards right. It used to be that a major credit card was absolutely required for online purchases and travel reservations such as airline tickets, hotel rooms and car rentals. In today’s economy, it’s possible to manage many, if not all of these transactions with a debit card. Credit cards can provide advantages through their reward programs, and disciplined use can help build creditworthiness. Yet many cards come with an annual fee and hefty interest rates when you carry a balance. To limit credit card spending, consider keeping your credit card at home and carry only your debit card in your wallet.
  1. Look within and remove barriers to financial freedom. If you want to be wise with your money, yet repeatedly make poor financial decisions, you may be unconsciously sabotaging yourself. For the most part, money attitudes arise from a complex mix of upbringing, culture and self-control. To help overcome this, focus on the things you consistently spend too much on. Is it dining out? Shopping for clothes? Taking vacations? Hone in on whatever your “weakness” is and try to change your spending habits in a particular area.

While each of these five tips can help you build your financial muscle, one of the best things you can do for your financial life is to meet regularly with a financial professional. An experienced financial advisor can provide financial coaching, helping you identify specific strategies for saving and investing for your future. Find a qualified professional whom you can trust to discuss all aspects of your financial life. Meet annually or as often as you require to discuss your financial goals and adjust your spending and saving habits to stay on track.

Lindell G. Douglas, CFP®, is a Financial Advisor and Managing Director with Ameriprise Financial Services, Inc. Lindell.g.douglas@ampf.com.

Rick Ross signs Jamaican artiste Kris Kelli

Kris Kelli

Jamaican recording artiste Kris Kelli, has signed to Rick Ross’ MMG Digital company, a subsidiary of Ross’ Maybach Music Group which is distributed by Atlantic Records.

Her latest single, Me & You, features Ross and samples the hip-hop classic All I Need by rapper Method Man and singer Mary J Blige.

Kelli is the second Jamaican act Ross has signed. Reagan, the former dancehall artiste now known as hip hop artiste Magazeen, is with Maybach.

The 31-year-old Kelli, whose real name is Kristen Kelly-Ann McGregor, began her music career in 2003. She released her debut album, My World, on Japan’s Pony Canyon three years later.

She is known for songs like We’re Missing You, Step Up, Fame (featuring Vybz Kartel) and Sweet Intro. After relocating to Atlanta, Georgia a few years ago, Kelli signed with Block Entertainment, a label run by American music executive Russell ‘Block’ Spencer.

Wanted: Lauderdale Lakes City Manager

Lauderdale Lakes still searching for candidate, though may be laboring under sham applicants

The search is still on for city manager for Lauderdale Lakes, which has been functioning without since April, after former manager Jonathan Allen was dismissed after disagreements with the city commission over their shared vision of the city.

A manager that would tow the commissioners’ line seems implicit in the advertised job description, which calls for “a highly qualified” candidate with city managerial experience who can be “a strong collaborator, innovator, and visionary who can communicate the City Commission’s vision for the City.”

But commissioners at a recent board meeting bemoaned the quality of the applicants, which varied from store stock clerks to secretaries, with only two applicants possessing some city management experience. According to the city’s human resources department, approximately 100 applications were received, to be reviewed by the city’s mayor and commissioners.

Responding to reports that several applicants were woefully weak, Lascelles Blake, a long-time city resident, said he believes the fact there are so many applicants, including several “unqualified applicants” is because there’s “an orchestrated effort by someone or some people” to protest Allen’s dismissal by getting irrelevant applicants to apply and “choke the hiring process.”

Another resident Totlyn Binns said she believes Allen was doing “a great job of pushing the city agenda” and “positively was prematurely dismissed, but the city will never find a manger like Jonathan Allen.”

Lauderdale Lakes city commissioners voted 3-2 to fire City Manager Jonathan Allen, partly due to disputes between him and the commission over the number of gas stations in the city that Allen approved to boost city revenue.

Commissioner and vice-mayor Beverly Williams hoped the commission would instead hire an experienced employment consultant to find this most suitable candidate willing to collaborate with the commission – all in an “objective and fair” process.

“I’m not experienced in this area,” she told National Weekly. “What I may think I know, I do not know.” Though that initiative falters after the commission rejected the suggestion 3-2, with Commissioners Gloria Lewis, Eileen Rathery and Edwina Coleman voting no.

Meanwhile, Blake said he hopes city will hire “a really dynamic city manager” and residents elect a “no-nonsense mayor” next year.

Incumbent Mayor Barrington Russell terms out in November 2016. Former city commissioner Hazelle Rogers, currently an incumbent representative in the Florida Legislature, who also terms out November, 2016 confirmed to National Weekly she’ll be a candidate next year to succeed Russell as mayor.

Currently, former Development Services Director Dan Holmes is serving as interim city manager, though no reports confirm that he is interested in holding the position for the long term.

Skerrit declares Days of National Mourning

Prime Minister Roosevelt Skerrit

The Dominica Government has declared Thursday and Friday, “Days of National Mourning” as the island recovers from the battering it took from Tropical Storm Erika that killed more than 30 people and left several others missing.

A brief government statement said that “all flags shall be flown at half-staff on all public buildings on both days” and that President Charles Savarin will deliver an address to the nation on Thursday.

“National days of prayer shall be held on Saturday September 05 and Sunday September 06, 2015. Activities related to the national days of prayer will be held at the local community level as a result of reduced access associated with the passage of Erika. A national day message of prayer from the Government shall be read at all churches on the respective days,” the statement said, noting “these declarations are intended to honour lives lost as well as to offer thanksgiving”.

Prime Minister Roosevelt Skerrit said that the island is continuing to receive aid and technical assistance from the international community, but appealed to Dominicans to be at the forefront of the reconstruction exercise.

Finding the carnival spirit

Heritage TNT’s Rose Kelly celebrates carnival’s true soul through a child’s eyes

One only needs to watch a child flap her neon feathery wings – head held high to the sky as she imagines flying – to see why Miami Broward Junior Carnival brings a special joy in every carnival lover’s heart. The combination of classic character costuming and a child’s fancy makes this event a must-see on this year’s festival roster.

It’s this combination that makes three-time Band of the Year Jr. winner, Rose Kelly of Heritage TNT, come back again and again to participate in the event.

“When I first came to the country 12 years ago, I realized the event was more like a miniature adult carnival,” remembers the Trinidadian native. “That’s not what we wanted to teach our kids, particularly those who don’t know what it means to be Caribbean. Beads and feathers don’t’ say anything. Instead I wanted to teach my kids about the tradition of carnival, about being creative, about becoming whatever you portray.”

And Rose has taken performance to the next level with this year’s theme, “The Colors of Karma.” With each section divided into four themes – love, peace, joy and hope – Rose hopes to instill in her young players how to perform positivity in their daily lives.

“I believe the total effect of one’s conduct determine one’s destiny in life,” says Rose. “So this year we want to inspire kids to keep positive in whatever they do. If they know love and peace, that is what will follow them into the future.”

And Rose has found that’s she’s not the only grown-up that enjoys this back to basics, traditional carnival filled with memorable characters and designs.

“For some of the parents, this is their carnival. They’re all dancing along in the band,” laughs Rose. “And it’s the kids telling them, ‘no mummy, no daddy, you don’t need to hold my hand.’ Telling their parents to watch from the sidelines so they can perform with their friends.”

As for this year, is Rose gunning again for a quadruple crown? She confesses another win “would be nice,” but she will be more than happy to “see all the bands.”

“We are not in it for the competition,” says Rose. “To me we’re all family. It’s all about the kids’ future. Kids are the future of carnival. There’ll be nothing to celebrate if they don’t carry it on.”

The Miami Broward Junior Carnival is set for October 4th, at the Broward Regional Park in Lauderhill, from 11 am to 8 pm, with the main parade starting at 2 pm. In addition to the main carnival showcase, there will be family-friendly fun and entertainment, with a Kids Fun Zone featuring face painting and more. There will also be live entertainment by Lauderhill Encore Performing Arts Troupe and the Juggernaut Band.

 

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