The Miami-Dade County Public Housing and Community Development (PHCD) has opened applications for the Dream Homes Lottery. This initiative offers aspiring homeowners a chance to purchase one of two available homes located at 15300 SW 296 Street, Miami, FL 33033. Each home features 4 bedrooms and 2 baths, with sizes of 1,813 square feet and 1,777 square feet, respectively. The application period runs from July 24 to August 7, 2024.
“Today, we take a significant step towards empowering our community by providing more opportunities for homeownership,” said Miami-Dade County Mayor Daniella Levine Cava. “The Dream Homes Lottery exemplifies our commitment to making Miami-Dade County a place where everyone can achieve their dreams.”
District 8 Commissioner Danielle Cohen Higgins emphasized, “This initiative is a gateway to homeownership and an important investment in the future of our families and neighborhoods. By fostering opportunities for residents to own their homes, we are building stronger, more resilient communities.”
This lottery provides qualified applicants with an opportunity to secure their dream home through a fair and transparent selection process. Interested individuals can apply online starting July 24 at 8 a.m. (Eastern Time). Please note that only one application per person is allowed; any false information will result in disqualification.
Key Information:
- Application Period: July 24, 2024, at 8 a.m. to August 7, 2024, at 11:59 p.m. (Eastern Time).
- Application Method: Online submissions only; no paper applications will be accepted.
- Selection Process: All applications submitted during the open registration will enter a computer-generated random selection process. Successfully qualified applicants will receive a confirmation number.
To determine eligibility, applicants can take a self-assessment and refer to the common questions section on our website. We aim to help make homeownership in Miami-Dade County a reality for qualified individuals.
Eligibility Criteria:
- Minimum credit score of 580.
- Household income at or below 120% of the area median income.
- Employment for at least two years or equivalent income source.
- Commitment to use the home as a primary residence for the 20-year control period.
- Availability of a 3% down payment (approximately $11,820).
Lottery Guidelines:
- Ten qualified applicants will be selected. Those chosen from the waiting list will be contacted to proceed with financing.
- Applicants must complete an 8-hour Homebuyer Education Course and secure financing within 45 days.
“The Dream Homes Lottery is not just about houses; it’s about creating homes and strengthening families,” said Director of PHCD Alex R. Ballina. “We are excited to offer this chance to applicants and look forward to working with aspiring homeowners in our community.”
Join us in making the dream of homeownership come true in Miami-Dade County! For more details and to apply, please visit www.miamidade.gov/housing/dreamhomes.
For reasonable accommodation, persons with disabilities can contact the PHCD Infill Housing Homeownership Program at (786) 469-4226 between 8:00 a.m. and 5:00 p.m., Monday through Friday, excluding holidays. About Miami-Dade County Public Housing and Community Development:
Public Housing and Community Development (PHCD) is dedicated to providing affordable housing solutions and improving the quality of life for residents in Miami-Dade County. PHCD administers a variety of federal, state, and local funding programs to support housing development, rehabilitation, homeownership, and community services.
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