Corporal Garfield Williams of St Mary has found a way to balance his demanding career in law enforcement with his determination to build long-term stability for his four children and their mother. His efforts recently received a boost through the JN Financial Group’s ONE JN Passport app.
The digital platform enabled Corporal Williams, a JN member since 2013, to quickly access an unsecured loan from JN Bank. The funds will be invested in two family-managed business ventures, which he said are designed to fill gaps in his community and create opportunities for generational wealth.
“It [ONE JN Passport] was very instrumental and this move I’m making now is something to really give me a safe footing to maintain my family. This money will carry me a far way and with the amount that I took, I’m able to move forward with plans to put up a permanent structure to do what I’m doing,” Williams said.
He added that although there were minor delays on his part, the process was completed in less than five days.
Introduced to the app at JN Bank in Highgate, St Mary, Williams described the service as highly convenient, especially for someone with limited time to visit a branch. He credited the platform’s speed and ease of use with helping him put plans in motion without the usual paperwork or wait times.
“I have two children going into high school and when they complete that and are to move on to college, I won’t have to feel around for some money. I would have laid the foundation and put away enough to get them started,” he explained.
The police corporal also praised the professionalism of JN employees, noting that their support, along with the bank’s competitive offerings, encouraged him to proceed.
“To be honest I had another option but looking at that option was still not safe and JN is really on top of the game right now. To me JN is more like family. You’re not going into a bank to get a loan, it’s like you’re going to your own family to tell them that this is what you want to do, and they are just willing to assist you all the way through,” he said.
Impressed with his experience, Williams has since been recommending the bank to colleagues. “I’m very comfortable with [my loan terms] and right now, there are other officers that I hear talking about loans and I’ve said [to them], listen, don’t go anywhere else. Find JN first, sit down, talk with them and have a business plan. Whatever you want your money to do, go and look at JN,” he shared.
The ONE JN Passport forms part of the JN Group’s wider push to promote financial inclusion. The app allows customers, including those living overseas, to digitally submit their information once to access multiple services across the group, such as unsecured loans, savings accounts, credit cards, and the JN Bank Partna Plan. In the future, users will be able to access the full suite of JN services through the platform.
The app also enables customers to update their Know Your Customer (KYC) documents at any time, helping to improve security and avoid delays in transactions. It is available for download on both Google Play and the App Store.
